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I have chosen "credit card" payment. What do I need to pay attention to?

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I have chosen "credit card" payment. What do I need to pay attention to? 

If you opted for credit card payment, we will pre-authorise your credit card, which is standard practice for e-commerce transactions. An authorisation hold enables us to verify that the account is valid and that sufficient funds are available. The amount of EUR 0.01 will be listed on your account statement and will be cleared again by the issuer of your credit card after a short time. This is not an actual charge. Please note: Some banks temporarily list the authorisation hold as a charge on your credit card or debit card statement.

The full amount will be charged to your credit card upon shipping of the goods only. Until then, we will place a hold in that amount on your credit card.